how to open account in unity small finance bank?
goosenauthorHow to Open an Account in Unity Small Finance Bank
Opening an account in a bank can be a daunting task, especially if you're unfamiliar with the process. Unity Small Finance Bank, founded in 2017, offers a wide range of banking services to its customers. In this article, we will provide a step-by-step guide on how to open an account in Unity Small Finance Bank.
1. Select a branch
The first step in opening an account with Unity Small Finance Bank is to select a branch near your residence or place of work. Visit the bank's website to find the nearest branch locations and their operating hours.
2. Prepare the required documents
Before visiting the branch, gather the necessary documents required for account opening. These documents include:
- Proof of identity (driving license, passport, voter's ID, etc.)
- Proof of address (rental contract, property ownership, etc.)
- Two recent passport-size photos
- Valid email ID and mobile number
3. Visit the branch
Once you have all the necessary documents, visit the selected branch during its operating hours. Present your ID and address proof to the bank employee at the counter. They will guide you through the account opening process.
4. Fill out the application form
Complete the account application form provided by the bank staff. Provide your personal and banking details, including your preferred bank account type (savings or current account). Also, indicate your preferred mode of payment (cheque, debit card, etc.).
5. Verify your identity and address
For security reasons, the bank will verify your identity and address. This may involve calling your reference persons or running a credit check.
6. Deposit the minimum required amount
Most bank accounts require a minimum deposit at the time of opening. Unity Small Finance Bank has a minimum deposit requirement of ₹10,000 for savings accounts and ₹50,000 for current accounts. Make sure you have this amount available when visiting the branch.
7. Activate your account
Once all the necessary verification steps are completed and the minimum deposit is made, your account will be activated. The bank employee will provide you with your account number, passbook, and a personal identification number (PIN) for your debit card.
8. Set up online banking
To facilitate a seamless banking experience, set up online banking on your account. This will allow you to manage your finances remotely and make transactions easily.
Opening an account in Unity Small Finance Bank is a straightforward process that can be completed in a few hours. By following these steps and preparing the necessary documents, you can easily open an account and begin enjoying the bank's wide range of services.